When you’re involved in an accident that wasn’t your fault or afflicted by an illness, it can have long term and life-changing consequences. You may even be unable to continue in your present job or career. This can rob you of your long-term and short-term goals and even lead to a degree of identity crisis. For the seasoned professional or dynamic entrepreneur, a disability caused by unexpected illness or injury can feel like the end of your world. However, just because you are unable to continue on your present course does not mean that you are forever condemned to languish of what might have been. Many disabled people propel themselves into productive and financially rewarding careers either in new jobs or as freelancers.
Here are some tips to staying productive when affected by unexpected disability…
Get in touch with a disability lawyer as soon as possible
If you’re unable to work as a result of your disability, there’s a good chance that this will place a great deal of financial stress upon you. Not only is this the last thing you need when trying to launch a new business, enterprise or career, stress and anxiety can even impede your physical, emotional and psychological recovery. A long term disability lawyer contact can be a huge blessing in this scenario. They can work with you to prepare your claim to ensure that you will get all disability insurance you are entitled to and fight your corner should your claim be rejected. This will ease the financial pressure on you and allow you to keep the bills paid while you prepare yourself for a new career trajectory.
Pain and productivity
Your disability, whether it is a long or short term condition will more than likely lead to periods of pain and discomfort. These will, inevitably, impact upon your productivity. While it may be tempting to bemoan this or become frustrated by it, it’s far more conducive to your productivity simply to make your peace with it and resign yourself to the fact that some days you may be less productive and on other days you may struggle to get anything done at all. Factor this into your deadlines, organization and scheduling and you’ll be far better off. Any freelancer knows the danger of over-extending themselves and while it may seem counter-intuitive, being realistic with yourself and setting achievable goals will be far better for productivity than overreaching.
Managing your money
Whether you freelance or work for an employer, there will likely be a learning curve when it comes to money management. Some insurers, for example, may place a cap on how much you are able to earn which can lead to money management issues and the dreaded disability debt spiral.
It may be worth looking into ways in which you can consolidate or reorganize debts in order to make your monthly outgoings easier to manage. Remember also, that your new career change will likely incur some tax deductible expenses which will reduce your tax obligation leaving you with more income to invest back into your business and keep the wolf from the door.
With proper motivation and organization disability needn’t mean reduced productivity!
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